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Businesses operate by taking in payment and rendering goods and services. A lot of the buzz in modern business publications focuses on online sales. This isn’t surprising. More people shop online every day. Online sales enable people to have access to goods and...

Payment Processing

Businesses are the backbone of society. However, in order for a business to function, it needs to get paid for its goods or services. In the past this was a fairly straightforward process. Merchants received cash or checks for payment. Things are a bit different...

Payment Gateways

Online commerce is one of the fastest growing sectors of the economy. People love to shop online. It’s faster and more convenient that going to the store. It also gives them access to goods and services that might not be available to them otherwise. Therefore, it’s no...

Merchant Processing Services

To be successful in the modern age, businesses need to be able to take all kinds of payments. In the past, businesses could operate with only cash and checks. However, that’s no longer the case. More people use debit and credit cards to make purchases than ever...

Merchant Accounts

Getting paid for the goods and services you sell is an essential part of any business. However, things have progressed far beyond the past when merchants could get by on checks and cash. In the modern age, people have other options for payment. More people use credit...

Credit Card Processing

It’s almost impossible to do business in the modern economy without interacting with credit cards. Credit cards are great for consumers. They provide bonuses and discounts, allow them to expand their purchasing power, and offer financial flexibility for emergencies....

The Positive Points and the Drawbacks Small Businesses Consider About Credit Cards

Revenue keeps a business afloat. Unless a small business is able to accept payments for goods and services, then the business is simply not going to maintain the necessary cash flow required for solvency. Turning away customers who cannot pay in cash is a bad idea....

Accepting Credit Card Payments: Is It Worth the Processing Fee?

As a business owner, you might be reluctant to start accepting paperless payments from customers. After all, aside from purchasing terminals that facilitate physical credit cards, the credit card company will bill you for every purchase made using this method, which...

Why You Should Care About Merchant Category Codes

If you are like most consumers, there is a good chance that the credit card in your wallet comes with a rewards program. Most cards limit the rewards to certain types of purchases, such as gas or groceries. What you may not realize is that you do not accrue points...

3 Ways Your Small Business Can Save On Credit Card Processing Fees

If you are a small business owner that accepts credit cards, then there will be fees that you have to pay. Merchant account companies typically charge around five percent of company's revenue from credit card sales. Statement fees, interchange costs and processing...

Why a Merchant Cash Advance Is a Bad Idea

Managing cash flow can be a true struggle for small business owners. Depending on the type of business activities you are involved in, your cash flow issues may be the result of slow sales, a regular down season or even a slow accounts receivable pipeline. While cash...

How To Choose A Credit Card Processing Company

If you are a small business owner that accepts credit cards and debit cards, then you will need to choose a credit card processing company. You will have to pay some upfront fees, but you will be able to boost your sales by accepting credit cards and debit cards. In...

Small Business Owners: Here’s How You Can Accept Credit Cards

With more Americans choosing to use plastic and even their smartphones to conduct their purchases and make online payments, small business owners and entrepreneurs should pay close attention to this trend. Accepting credit and debit card payments has become a vital...

Who Pays The Merchant When Credit Card Fraud Occurs?

You will not be held responsible for credit card fraud. However, someone has to pay. There have been many concerns raised about credit card fraud after the Target security breach occurred in 2013. There are going to be costs associated with any security breach. Banks...