How to Use Apple Pay at ATM Wells Fargo

Apple Pay is a convenient and secure way to make payments using your iPhone, iPad, or Apple Watch. While it is commonly used for contactless payments at retail stores and online purchases, you can also use Apple Pay at select ATMs, including those at Wells Fargo. This article will guide you through the process of using Apple Pay at a Wells Fargo ATM and answer some frequently asked questions.

Step-by-step guide:

1. Check compatibility: Ensure that your iPhone, iPad, or Apple Watch is compatible with Apple Pay and has the latest version of iOS or watchOS installed.

2. Add your card to Apple Wallet: Open the Wallet app on your device and tap the “+” button to add your Wells Fargo debit or credit card. You can also add cards by going to Settings > Wallet & Apple Pay > Add Card.

3. Verify your card: Wells Fargo may require additional verification for added security. This could be through a verification code sent via SMS or a phone call to the registered number.

4. Locate a compatible ATM: Look for a Wells Fargo ATM with the Apple Pay logo or the contactless payment symbol.

5. Initiate the transaction: Approach the ATM and activate Apple Pay on your device. For iPhones with Face ID, double-click the side button and authenticate using Face ID. For iPhones with Touch ID, hold your finger on the Touch ID sensor. For Apple Watch, double-click the side button.

6. Tap your device: Hold your device near the contactless symbol on the ATM until you feel a vibration or see a checkmark on the screen.

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7. Enter your PIN: When prompted, enter your Wells Fargo debit or credit card PIN on the ATM keypad.

8. Complete the transaction: Follow the on-screen instructions to select the account you wish to withdraw funds from and the desired amount. Once confirmed, the ATM will dispense the cash.


1. Can I use Apple Pay at any ATM?
No, Apple Pay is only available at select ATMs that support contactless payments, such as Wells Fargo ATMs.

2. Do I need an internet connection to use Apple Pay at an ATM?
No, an internet connection is not required for Apple Pay transactions at ATMs. The transaction is completed using near-field communication technology.

3. Can I use Apple Pay with my Wells Fargo credit card?
Yes, both Wells Fargo debit and credit cards can be added to Apple Pay.

4. Is there a limit on Apple Pay ATM withdrawals?
Wells Fargo may have withdrawal limits in place, similar to regular physical card transactions. Check with the bank for specific details.

5. Can I use Apple Pay at an ATM outside the United States?
Availability may vary depending on the country and the ATM’s compatibility with Apple Pay. It is advisable to check with the ATM operator or Wells Fargo for international usage.

6. Is Apple Pay at ATMs secure?
Yes, Apple Pay uses advanced security features such as authentication through Face ID or Touch ID, tokenization, and encryption to ensure secure transactions.

7. Are there any fees associated with using Apple Pay at ATMs?
Wells Fargo does not charge any additional fees for using Apple Pay at their ATMs.

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8. What if my device is lost or stolen?
If your device is lost or stolen, you can use the Find My app or iCloud.com to remotely suspend or remove your cards from Apple Pay to prevent unauthorized transactions.

Using Apple Pay at Wells Fargo ATMs offers a convenient and secure way to withdraw cash. By following the simple steps outlined in this article, you can take advantage of this feature and enjoy a seamless banking experience.