How to Use PayPal Credit in Store Without Card
PayPal Credit offers a convenient and flexible way to make purchases both online and in-store. If you’re looking to use PayPal Credit for in-store transactions but don’t have your physical card with you, don’t worry! There are still ways to make your purchase without the need for a physical card. Here’s a step-by-step guide on how to use PayPal Credit in-store without a card:
1. Download the PayPal app: Ensure that you have the PayPal app installed on your smartphone. It’s available for both iOS and Android devices. Sign in to your PayPal account or create one if you don’t already have an account.
2. Link your PayPal Credit account: Once you’re logged in, go to the “Wallet” section of the app and select “Link a Card or Bank.” Choose “Link a Card” and then “Debit or Credit Card.” Enter your PayPal Credit information, including the card number, expiration date, and security code.
3. Verify your card: To ensure the security of your account, PayPal will require you to verify your PayPal Credit account. They may do this by sending a verification code to your registered email address or by making a small charge to your PayPal Credit account that you’ll need to verify.
4. Confirm your PayPal Credit: Once your card is successfully linked and verified, you can start using PayPal Credit for in-store purchases. To do this, simply open the PayPal app, select “Pay or Request,” and then “Scan/Pay.” Scan the QR code or barcode at the store’s payment terminal, and select your PayPal Credit as the payment method.
5. Complete the transaction: After selecting PayPal Credit, review the transaction details and confirm the payment. You may be asked to enter your PayPal password or use your fingerprint/face recognition for additional security.
FAQs about Using PayPal Credit in Store Without Card:
1. Can I use PayPal Credit in any store?
PayPal Credit is accepted at millions of stores that accept PayPal as a payment method. However, it’s always a good idea to check if a particular store accepts PayPal before making a purchase.
2. Can I use PayPal Credit without the app?
No, you need the PayPal app to use PayPal Credit for in-store purchases. The app allows you to link your PayPal Credit account and complete the transaction.
3. Can I use PayPal Credit if I don’t have a smartphone?
If you don’t have a smartphone, you won’t be able to use PayPal Credit for in-store purchases without the physical card.
4. Can I access my PayPal Credit statement on the app?
Yes, you can view your PayPal Credit statement, balance, and transaction history within the PayPal app.
5. How long does it take to link and verify my PayPal Credit account?
The process of linking and verifying your PayPal Credit account usually takes just a few minutes, but it can take up to 24 hours in some cases.
6. Can I use PayPal Credit in-store internationally?
Yes, you can use PayPal Credit for in-store purchases internationally. However, it’s important to check if PayPal Credit is accepted in the specific country you’re visiting.
7. Can I use PayPal Credit for online purchases without the physical card?
Yes, you can use PayPal Credit for online purchases without the physical card. Simply select PayPal Credit as the payment method during checkout on a merchant’s website.
8. What happens if I lose my physical PayPal Credit card?
If you lose your physical PayPal Credit card, you can still use PayPal Credit through the app by linking and verifying your account as mentioned earlier. You can also request a replacement card from PayPal.