How to Withdraw Money From PayPal Without Bank Account or Credit Card

PayPal is a popular online payment platform that allows users to send and receive money securely. While most people link their bank accounts or credit cards to their PayPal accounts for easy withdrawal, there are alternative methods available for those who don’t have access to these options. In this article, we will explore how to withdraw money from PayPal without a bank account or credit card.

1. Request a Check: PayPal offers the option to request a check for your available balance. Simply log in to your account, go to the “Withdraw” section, select “Request a check,” and follow the instructions. It may take a few weeks for the check to arrive, and you might have to pay a fee.

2. Use a Prepaid Card: Some prepaid cards allow you to link them to your PayPal account. Once linked, you can transfer funds from your PayPal account to the prepaid card and then withdraw the money from an ATM.

3. PayPal Cash Plus Account: Upgrade your PayPal account to a PayPal Cash Plus account to access additional features, including the ability to add money to your PayPal balance at select retailers. You can then withdraw the funds using a PayPal Cash Card or by requesting a check.

4. Peer-to-Peer Transfer: If you have a trusted friend or family member with a PayPal account and a linked bank account, you can ask them to transfer the funds to their account and then withdraw the money on your behalf.

5. Exchange with Friends: Another option is to find someone willing to exchange PayPal funds for cash. Use caution and only transact with trusted individuals to avoid scams.

See also  How Do I Transfer Money From Venmo to Chime

6. Use a Digital Wallet: Some digital wallet services, such as Skrill or Neteller, allow you to link your PayPal account and transfer funds from PayPal to your digital wallet. You can then withdraw the money using various methods available within the digital wallet platform.

7. Online Payment Services: Look for online payment services that allow you to receive funds and withdraw them without a bank account or credit card. Some examples include Payoneer, Payza, or WebMoney.

8. Cryptocurrency Exchange: If you are familiar with cryptocurrencies, you can sell your PayPal balance for Bitcoin or another cryptocurrency on a crypto exchange platform. You can then convert the cryptocurrency into cash using various methods available.


1. Are there any fees associated with these alternative withdrawal methods?
– Fees may vary depending on the method you choose. PayPal check withdrawals, for example, may incur a small fee.

2. Can I withdraw money from PayPal without verifying my account?
– Certain withdrawal methods might require account verification, while others may not.

3. Are there any withdrawal limits?
– Yes, PayPal imposes certain withdrawal limits based on your account status and verification level.

4. Can I use these methods internationally?
– Availability of withdrawal methods may vary by country. Check with PayPal or the specific service provider for international options.

5. Is it safe to use alternative withdrawal methods?
– As with any financial transaction, it is important to exercise caution and only use reputable services or trusted individuals.

6. Can I withdraw money from PayPal without logging in?
– No, you will need to log in to your PayPal account to initiate a withdrawal.

See also  What Grocery Stores Take PAYPAL

7. How long does it take for the funds to be available using these methods?
– The processing time may vary depending on the withdrawal method chosen.

8. Can I have multiple withdrawal methods linked to my PayPal account?
– Yes, you can link multiple withdrawal methods to your PayPal account and choose the most suitable one for each transaction.

In conclusion, while linking a bank account or credit card to your PayPal account is the most convenient way to withdraw funds, there are alternative methods available. By exploring these options, you can access your PayPal balance without the need for a bank account or credit card. Remember to consider the fees, safety, and availability associated with each method before proceeding.